Products
Five transactional engines on one unified architecture.
Three vertical gateways, a proprietary orchestrator and an MCP server for AI agents, delivered white-label under your institution's domain and identity.
Products 01
E-Commerce Gateway
Native pre-integration with Shopify, WooCommerce, Wix, VTEX and BigCommerce — the SaaS platforms where 67% of new digital commerce happens. Merchant onboarding drops from months to days.
Let's TalkNo-code enablement of digital wallets and alternative local payment methods to capture mobile volume without friction.
Secure, customizable Hosted Payment Page (HPP) or on-site capture with private tokenization and network tokens.
Next-generation API and SDKs with exhaustive documentation: -80% time-to-market for new merchants.
Platform integrations
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Products 02
Hospitality Gateway
Infrastructure built on the operational logic of travel: native processing of OTA virtual credit cards (VCCs), where 65% of online bookings occur, and direct integration with the PMS that manage room-night inventory.
Let's TalkAuthorized virtual terminal for Booking.com, Expedia and other OTA VCCs, removing mass declines on standard terminals.
Direct connectivity with Cloudbeds, Avantio, Hostaway, SimpleBooking, Bookinglayer and ChargeAutomation.
Payment links, QR codes and tokenized security-deposit management: up to -90% no-show impact.
Platform integrations
Products 03
Recurring Payments Gateway
Automated billing engine for the subscription economy, periodic payments and installment plans, engineered to eliminate involuntary churn and raise portfolio LTV.
Let's TalkCard Account Updater (CAU) connected in real time to Visa and Mastercard, plus network tokens for always-valid credentials.
Intelligent retry logic and a cardholder self-service portal that removes manual collections.
Credential-on-File API for bulk collections, integrable with banking cores, ERPs, CRMs and education or healthcare systems.
Products 04
Payment Orchestrator
A proprietary decision layer that routes every transaction toward the best possible outcome and protects revenue: +5%-8% lift in global approval rate.
Let's TalkRouting rules by outcome, verification, location, issuer, sector, acquirer and gateway.
3DS authentication with Visa, Mastercard and American Express, plus advanced fraud intelligence (Fraudio and Kount 360).
Private token vault and network tokens, with PCI DSS Level 1 compliance.
Products 05
Impala MCP
A remote Model Context Protocol (MCP) server that exposes Impala's platform tools to the AI environments your team already uses: Claude, ChatGPT, Cursor and Lovable. Queries, reconciliation and assisted operations without building custom integrations.
Let's TalkAuthenticated remote connection per institution, with team-level permissions and full traceability of every tool invoked.
Tools to query transactions, settlement status, subscriptions and decline diagnostics straight from the assistant.
Assisted operations with explicit confirmation for sensitive actions: retries, payment links and tokenized credential management.
Real impact
Real impact on acquirer P&L and merchant relationships.
| Business pillar | Current market pain | Impala value proposition | Impact metric |
|---|---|---|---|
| E-Commerce | Weeks-long onboarding on modern platforms | Pre-integration with Shopify, VTEX, WooCommerce and more | -80% time-to-market for new merchants |
| Travel | 30% global disputes and VCC declines | Authorized VCC terminals and PMS Connect | Zero-friction OTA channel and -90% no-shows |
| Recurring | Massive loss from involuntary churn | Network Tokens & direct Account Updater | +30% recovery of recurring revenue |
| Orchestration | Transactional downtime and fixed acquiring costs | Smart multi-gateway routing and PCI Vault | +5%-8% lift in global approval rate |
Impala MCP
Impala MCP frequently asked questions
What is Impala MCP?
Impala MCP is a remote Model Context Protocol server that exposes platform tools —queries, reconciliation, transaction management and configuration— to AI assistants, with scoped credentials, per-tool permissions and full traceability of every call.
Which AI assistants does it support?
Any client that supports remote MCP. It is validated today with Claude, ChatGPT, Cursor and Lovable: register the Impala MCP server URL and authenticate with the credentials issued to your institution.
What can you do with Claude?
Operations and risk teams use Claude to ask in natural language about a payment status, compare approval rates by issuer or acquirer, investigate chargebacks and draft the daily close summary without leaving the chat.
What are the ChatGPT use cases?
ChatGPT connects to the MCP server for support and commercial tasks: reviewing transaction detail while assisting a merchant, checking the status of a recurring subscription or generating volume reports by vertical and country on demand.
How is Impala MCP used in Cursor?
Cursor lets engineering teams build the integration with live context: the agent reads API definitions, generates checkout or webhook code, runs sandbox tests and debugs real responses without switching tools.
And in Lovable?
In Lovable the MCP server accelerates building payment portals, reconciliation dashboards or subscription flows: the agent discovers available tools and assembles the white-label application connected to Impala from the first prototype.
Is it safe to give an AI agent access?
Yes. Access uses dedicated credentials with least-privilege scope per tool, operation limits and an auditable log of every invocation. Sensitive card data stays tokenized in the PCI DSS Level 1 vault and is never exposed to the agent.
How does Impala MCP relate to agentic commerce?
Impala is agentic-commerce ready and covers the main intent standards agnostically —MCP, delegated payments and machine-readable surfaces— so autonomous agents can discover and coordinate payments safely.
FAQ
Frequently asked questions
What products does Impala offer?
Four transactional engines on one unified architecture: E-Commerce Gateway, Hospitality Gateway, Recurring Payments Gateway and a proprietary Payment Orchestrator, all delivered white-label.
Which E-Commerce platforms are supported?
The E-Commerce Gateway is natively pre-integrated with Shopify, WooCommerce, Wix, VTEX and BigCommerce, with no-code integration plus Apple Pay and Google Pay support.
Does the Hospitality Gateway process OTA virtual cards?
Yes. It includes a Virtual Terminal tuned for VCCs from Booking.com, Expedia and other OTAs, plus native connections to PMS platforms such as Cloudbeds, Avantio, Hostaway, SimpleBooking, Bookinglayer and ChargeAutomation.
How does the Recurring Gateway reduce involuntary churn?
Through the Card Account Updater connected in real time to Visa and Mastercard, automatically refreshing expired, blocked or reissued cards with no cardholder friction.
What does the Payment Orchestrator do?
It applies 100+ dynamic routing rules by issuer, acquirer, country, BIN or previous outcome, adds 3DS 2.0 authentication and AI-backed fraud prevention, and stores credentials in a PCI DSS Level 1 token vault.